Software Solutions

IMPS

Enable Real-Time, NPCI-Compliant Instant Payments for Banks
Overview

Enable IMPS Services Without Building Dedicated Switch Infrastructure

Trust Fintech offers a centralized, API-driven IMPS Switch ASP solution that enables banks to provide 24x7 instant fund transfer services without changing their existing Core Banking System (TFL’s or Other's CBS).
Our solution is designed for banks operating on third-party CBS platforms, where IMPS functionality is enabled through secure API integration between CBS, TFL Switch, and the NPCI IMPS network.
imps switch solution
Architecture

Solution Architecture

cbs
CBS / Mobile Banking (Bank’s Vendor)
atm switch
TFL IMPS Switch
ej logs
NPCI IMPS Network
This shared infrastructure approach eliminates the need for the bank to invest in dedicated switching hardware, independent NPCINet connectivity, or in-house switch operations. TFL acts as the switching and routing layer, while CBS vendors handle integration using TFL-provided APIs.
Services

Services Covered

Branch IMPS

Enables the bank to process IMPS transactions initiated through its branch banking or CBS-based retail banking modules-including both debit and credit transfer transactions originated at the branch level.

Mobile IMPS (IMPS-Mobile Banking)

Enables the bank's customers to perform real-time interbank fund transfers through the bank's mobile banking application, with instant transaction confirmations.

TFL’s Solution

What Trust Fintech Provides

1

NPCI CFLOW onboarding, documentation, certification, and submission coordination support

2

Secure APIs for CBS and mobile banking vendors to develop integration adapter

3

Shared ASP switch infrastructure with NPCINet connectivity and DC/DR hosting

4

API documentation and integration specifications

5

Integration test bed, test guide, test cases, and simulator

6

UAT and integration assistance for the bank’s CBS vendors

7

NPCI IMPS network connectivity and routing layer

8

Production go-live and post go-live stabilization support

Responsibilities

Role of Bank

Engage the system integrator vendor or core banking software vendor to perform the following activities for integrating the bank’s core banking system with TFL’s IMPS Switch:
Transaction Types

Supported Transaction Types

branch imps transaction

Branch IMPS

  • Branch-initiated IMPS transactions
  • CBS-triggered debit and credit transfers
mobile imps transaction

Mobile IMPS

  • Mobile banking fund transfers
  • Real-time interbank payment
Business Benefits

Key Benefits of IMPS Solution

1

No need for dedicated IMPS switch infrastructure

2

Faster NPCI onboarding and certification

3

Reduced implementation complexity

4

Scalable and secure transaction processing

5

API-driven CBS integration model

6

Lower operational and infrastructure costs

7

Fully managed switch and compliance layer

Why Trust Fintech?

Why Banks Choose TFL's IMPS ASP Model

faster deployment

Faster Deployment

Accelerate IMPS implementation with TFL's proven ASP model.

npci compliance platform

NPCI-Compliant Platform

Leverage a secure, compliant, and audit-ready switching environment.

cbs integration

Easy CBS Integration

Integrates seamlessly with existing CBS and mobile banking platforms via APIs.

end to end enablement

End-to-End Enablement

Support from onboarding and certification to production go-live.

Get Started

Accelerate your bank's IMPS journey with TFL's
centralized ASP Switch platform

01

Send Us Your Inquiry

Complete the contact form with your requirements.

02

Discuss Your Requirements

Our team will connect with you to understand your needs in detail.

03

Get a Solution Proposal

Receive a customized solution proposal for your requirements.

 

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